This Electronic Consent Agreement ("E-Consent") applies to all communications for services and products offered by Cash Advance Loan Finder - ADF LLC ("Company," "we," "us," or "our") and its lending partners.
Please read this agreement carefully and retain a copy for your records.
Important Notice
By clicking "I Agree," "Submit," or similar action on our website or application, you consent to receive all Communications electronically as described below. This consent covers all transactions with us and our lending partners.
1. Scope of Consent
Your consent to receive electronic Communications and to conduct transactions electronically applies to:
- Loan applications, agreements, and disclosures
- Monthly statements and payment confirmations
- Notices of changes to your account terms
- Privacy policies and updates
- All legally required disclosures and notices
- Customer service communications
- Any other documents related to your account
2. Electronic Communications
"Communications" means all information that we are required by law to provide to you in writing, including but not limited to:
- Truth in Lending Act disclosures
- Electronic Fund Transfer Act disclosures
- Privacy notices under the Gramm-Leach-Bliley Act
- Any other consumer protection disclosures
Communications may be provided by:
- Email to the address you provide
- Posting on our website or mobile application
- SMS/text message to your mobile phone
- Push notifications through our mobile app
3. Hardware & Software Requirements
To receive electronic Communications, you will need:
- A computer or mobile device with Internet access
- A current web browser that supports 128-bit encryption (e.g., Chrome, Safari, Firefox, Edge)
- Software to view PDF files (e.g., Adobe Acrobat Reader)
- A valid email address
- Sufficient storage space or a printer to save or print Communications
By consenting, you confirm that you have the necessary hardware and software to receive electronic Communications.
4. Requesting Paper Copies
You have the right to receive paper copies of Communications. To request a paper copy:
- Contact us at support@academiedefinance.com
- Include your name, email address, and the specific document(s) you need
- Paper copies will be mailed to your address on file within 10 business days
We may charge a reasonable fee for providing paper copies. Your request for paper copies will not affect your consent to receive electronic Communications.
5. Withdrawing Your Consent
You may withdraw your consent to receive electronic Communications at any time by:
Withdrawal of consent will be effective within 10 business days of receipt. Please note that withdrawing consent may affect your ability to use certain features of our service and may result in the closure of your account.
Withdrawal of consent does not affect the legal validity of any electronic Communications you received before withdrawal.
6. Updating Your Contact Information
It is your responsibility to keep your contact information current. You can update your email address, phone number, or mailing address by:
- Logging into your account and updating your profile
- Contacting our customer support team
If we are unable to deliver electronic Communications due to outdated contact information, we are not responsible for any resulting issues with your account.
7. Your Consent
By using our service and/or clicking "I Agree" during the application process, you:
- Consent to receive Communications electronically as described in this E-Consent
- Confirm that you have the hardware and software required to receive electronic Communications
- Confirm that you have access to a printer or the ability to download and store Communications
- Agree that electronic Communications satisfy any legal requirement that such communications be in writing
- Acknowledge that you can request paper copies and withdraw consent as described above