We believe in complete transparency. Here's everything you need to know about our loan rates, fees, and terms before you apply.
Our lending partners offer flexible loan options to fit your needs
Borrow what you need, from small emergencies to larger expenses
Competitive rates based on your credit profile and loan terms
Flexible repayment periods to match your budget
See how different loan amounts and terms affect your payments
| Loan Amount | Term | APR | Monthly Payment | Total Interest | Total Repayment |
|---|---|---|---|---|---|
| $500 | 6 months | 24.99% | $89.32 | $35.92 | $535.92 |
| $500 | 12 months | 24.99% | $47.63 | $71.56 | $571.56 |
| $2,000 | 12 months | 18.00% | $183.17 | $198.04 | $2,198.04 |
| $2,000 | 24 months | 18.00% | $99.85 | $396.40 | $2,396.40 |
| $5,000 | 24 months | 12.99% | $238.22 | $717.28 | $5,717.28 |
| $5,000 | 24 months | 35.99% | $289.47 | $1,947.28 | $6,947.28 |
These are representative examples only. Your actual rate, term, and payment will be determined by your lender based on your individual circumstances.
Understand all potential fees associated with your loan
Some lenders charge an origination fee that is deducted from your loan amount. This fee is included in your APR calculation.
Charged if your payment is more than 10-15 days past due. Check your loan agreement for specific terms.
Pay off your loan early without any penalties. You may save on interest by paying ahead of schedule.
Charged if your payment is returned due to insufficient funds. Ensure adequate balance on payment dates.
What Annual Percentage Rate means for your loan
APR (Annual Percentage Rate) represents the total yearly cost of borrowing money, expressed as a percentage. It includes not just the interest rate, but also any fees charged by the lender, giving you a more complete picture of your loan's cost.
Your individual APR is determined by several factors including your credit score, income, existing debt, loan amount, and loan term. Better credit profiles typically qualify for lower rates.
Most personal loans through our platform feature fixed APRs, meaning your rate and monthly payment stay the same throughout the life of your loan, making budgeting easier.
Our team is here to help you understand your options and find the best solution for your needs.
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