We're committed to connecting borrowers with ethical lenders who practice fair, transparent, and responsible lending.
The core values that guide our platform and lending partners
We partner only with lenders who comply with federal and state lending laws and prioritize borrower rights.
Clear, competitive rates with no hidden fees. All costs are disclosed upfront before you commit.
Plain language terms that are easy to understand. No confusing jargon or misleading statements.
Every applicant is treated with respect regardless of credit history. Equal opportunity for all.
What we expect from ourselves and our lending partners
Make informed decisions about your financial health
Before borrowing, ask yourself if it's truly necessary. Consider alternatives like savings, payment plans with vendors, or help from family.
Just because you qualify for a larger amount doesn't mean you should take it. Borrow the minimum amount required for your situation.
Look beyond the monthly payment. Calculate the total amount you'll repay including all interest and fees over the life of the loan.
Make sure you can comfortably afford the monthly payments alongside your other financial obligations before accepting a loan.
Don't skip the fine print. Understand all terms, conditions, and your rights before signing any loan agreement.
Set up automatic payments if possible, and have a plan for how you'll make payments on time every month.
Know the warning signs of predatory lending
If you encounter any of these warning signs, stop and seek advice from a trusted financial advisor or your state's consumer protection office.
We're here to help you make informed financial decisions. Have questions? Our support team is ready to help.